I hate bills and credit cards. I don’t have any credit card while my husband has three which we were using before for purchasing appliances but we paid all the credits last May and so is RJ’s whole year tuition fee. And though we are not rich, our house is open to our family members, neighbors and friends in need be it financial or not. We are not asking for anything in return but they are so grateful so we have supply of imported bath soaps, free fresh vegetables, endless supply of chocolates, etc. (received a pouch of 400g. powdered juice and 3kg. of sweet corn while making this post, ehehe).
I can say that I love myself financially because I am very good in budget and finance. Sounds like bragging, lol! I can stretch our money even how little it is. I am also resourceful because I never ran out of earning opportunities and ideas.